When driving precision is everything. Many professional gamers use the 3d third person camera for car racing games. It is rather not the best choice if you want to have a realistic experience. And neither is good for your performances as you cant effectively measure the distance to corners but instead relying on experience and arcade. Lets look at why you are going to incur in many errors while driving:
Links
https://www.reddit.com/r/simrally/comments/krzw8o/colin_mcrae_rally_1s_cockpit_camera_looks_funny_d/